Industries We Serve
Factoring Built for Your Industry
We specialize in the industries where cash flow gaps are the norm — and we know exactly how to close them. From freight to healthcare, our factoring solutions are tailored to how your business actually works.
24hr
Average funding time on load invoices
Freight & Trucking
Keep your fleet moving. Get paid before net-30 expires.
Cash flow is the lifeblood of any trucking operation. Fuel, maintenance, driver pay — the costs don't wait, but your customers' payment terms do. 370CAPITAL purchases your load invoices and advances up to 95% of their value so you can keep rolling without waiting 30, 60, or 90 days.
Common challenges
- Fuel and operating costs due before customer payment arrives
- Driver payroll can't wait on net-30 or net-60 terms
- Fleet expansion held back by slow-paying brokers
How we help
- Same-day advances on approved load invoices
- No long-term contracts — factor only what you need
- Fuel card programs available with your factoring line
95%
Advance rate on approved staffing invoices
Staffing
Cover payroll without waiting on client payments.
Staffing agencies face a unique challenge: you pay your workers weekly, but your clients pay on net-30 or net-60 terms. That gap can cripple growth. 370CAPITAL bridges it — we purchase your staffing invoices so you always have the cash to meet payroll and take on new contracts.
Common challenges
- Weekly payroll obligations vs. monthly client payment cycles
- Rapid growth requires capital that traditional lenders won't provide
- Seasonal demand spikes strain working capital
How we help
- Consistent cash flow aligned with your payroll schedule
- Scale your placements without worrying about capital
- We evaluate your clients' credit — not yours
$500M+
In invoices purchased across all industries
Manufacturing
Bridge the gap between production costs and customer payment.
Manufacturers carry significant upfront costs — raw materials, labor, equipment — long before a customer pays. 370CAPITAL purchases your commercial invoices so you can replenish inventory, fulfill new orders, and grow production capacity without waiting on slow-paying distributors or retailers.
Common challenges
- Raw material costs due before customer payment clears
- Large purchase orders require capital you don't have on hand
- Extended payment terms demanded by large retail or distribution clients
How we help
- Immediate working capital to fund production cycles
- Take on larger orders without straining cash flow
- No debt added to your balance sheet
2,400+
Clients served across all industries
Construction
Don't let slow-paying GCs hold your project back.
Construction companies deal with some of the longest payment cycles in any industry. Subcontractors, material suppliers, and equipment costs all come due long before the general contractor cuts a check. 370CAPITAL factors your construction receivables so you can keep projects moving and take on new work.
Common challenges
- Subcontractor and supplier payments due before GC pays
- Retainage holds tie up cash for months
- Bidding new projects while waiting on current ones to pay
How we help
- Advance on progress billing and milestone invoices
- Keep subcontractors and suppliers paid on time
- Bid confidently knowing your cash flow is covered
24hr
Approval time from submission to decision
Healthcare
Navigate insurance reimbursement delays with ease.
Healthcare providers — from home health agencies to medical staffing firms — face notoriously slow insurance reimbursements and government payer delays. 370CAPITAL purchases your medical receivables so you can maintain steady operations, pay staff, and focus on patient care rather than chasing payments.
Common challenges
- Insurance reimbursements delayed 60–120 days
- Government payer cycles create unpredictable cash flow
- Staff payroll can't wait on slow payer schedules
How we help
- Advance on approved medical receivables
- Steady cash flow regardless of payer delays
- Flexible factoring lines that grow with your practice
Up to 95%
Advance rate on approved invoices
B2B Services
Any business with commercial invoices can qualify.
If your business invoices other businesses, you likely qualify for factoring. Consulting firms, IT services, logistics companies, distributors — any B2B company with outstanding receivables can use 370CAPITAL to convert those invoices into immediate working capital.
Common challenges
- Long payment terms demanded by enterprise clients
- Growth opportunities missed due to cash flow constraints
- Inconsistent revenue makes planning difficult
How we help
- Turn any commercial invoice into same-day cash
- No industry restrictions — if you invoice businesses, you qualify
- Flexible lines from $50K to $5M+
Don't See Your Industry?
If you invoice other businesses, there's a good chance we can help. Talk to a specialist and find out in minutes.